Tell me about calculation of TDS on salary of government employee?

Question

My mom is working in RPF (Railway protection force). She is government employee. for A.Y. 2008-09 she received FORM 16 mentioning gross income as Rs.225000. But in this form they are not showing TDS deducted as they are not deducted TDS. Now tax payable is shown in this form as Rs.3281. does this calculation is correct. in my view if they have deducted TDS then there will be no TAX payable. Tell me about calculation of TDS on salary of government employee. Her age is 58 years.

Answer 1

Form 16:

It is a certificate issued to you by your employer stating the details of the salary you have earned and the tax deducted on your behalf and paid to the government.



If employer has issued Form 16, then he has certainly deducted TDS. The certificate mentions the name of the bank & branch, BSR code, date of deposit of tax, serial no. of challan and amount of tax.



That is the purpose of the certificate.



It is not possible to ascertain the accurateness of the tax calculation with the data provided.



TDS From Salaries (section 192).

The TDS is based on the tax at the applicable rate on the estimated income of employee for the year. Employer must not deduct TDS on all the non-taxable allowances like conveyance allowance, rent allowance, medical allowance and the deductible investments under sections like 80C, 80CC, 80D, 80DD, 80DDB, 80E, 80GG and 80U. No tax is required to be deducted from source unless the estimated salary exceeds the amount not chargeable to tax. The employer can increase or decrease the amount to be deducted to make the adjustments for any previous deficiency or excess deduction.



HMT

Answer 2

Calculate Gross salary less : exemption of allowances and perks than you can claim & loss of house property (only) less : deduction under chapter VI-A. Calculate tax as per AY 2011-12 and divide it by 12..and monthly tds is to be deposited into govt ac. calculate TDS on receipt basis...

Answer 3

TDS on salary is deducted bases on projected salary and deductions for the year. Employer must figure out your expected income from the year, your deductions for the year, your expected income tax. For how the TDS on salary is figured out, read http://mytaxes.in/index.php?topic=12.0

Answer 4

employee submits tax assesment form for the financial year with the deduction to the employer without saving proof. is the employer is reponsible for the checks the proof. if the employee not saved the amount as per assesment form which is submitted to the employer then who will be responsible for that.